SERVICES

Uniform Mitigation Verification Inspection

(Wind Mitigation)

  • We can help you reduce the cost of your current homeowner’s insurance policy in about 30 minutes with this simple and noninvasive inspection.

  • The average annual insurance savings to the wind portion of your policy in Florida is $300.

 

  • In most cases the inspection will pay for itself many times over.

 

  • 9 out 10 homes we have inspected built since 1970 qualified for at least one discount credit.

 

  • The Florida Department of Finance states that 15% - 70% of your insurance premium could be attributed to wind damage risk.

 

  • Florida Statute 627.0629 requires insurers give “discounts, credits, or other rate differentials, or appropriate reductions in deductibles” if you can provide certification that you have installed or implemented fixtures or construction techniques that have demonstrated to reduce the amount of loss in a windstorm. These discounts are applied for 5 years.

  • These fixtures or construction techniques must include, but are not limited to, items that enhance roof strength, roof covering performance, roof- to-wall strength, wall- to- floor- to- foundation strength, opening protection, window, door and skylight strength.

 

  • You may qualify for a discount without even realizing it. Hip roofs can earn you up to 47% on the wind portion of your policy. Homes built under the 2001 Florida Building Code, (Effective 3/1/2002), are eligible for a minimum 68% discount.

  •  Discounts are based on your home’s location, value, wind resistant construction features and insurance carrier among other things and can differ.

 

  • All residential dwellings are eligible.

© 2016 Chastain Home Inspections

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1511 NW 43rd Terrace  |  Gainesville, FL 32605

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